Delivering a Seamless Digital Lending Experience with Novac Ziva®

An end to end cloud-based lending solution for Banks, NBFCs & HFCs

A Seamless Next-Gen Digital Lending Platform Backed With the State-of-the-Art Technology

Transform your business with lower risks and higher customer base with an intuitive digital lending solution. With the lending industry on the cusp of transformation, ziva cloud lending solution paves a way to harness the advancements to a higher level.

Financial Management Software

Ziva is a Comprehensive Cloud-Based Lending Management System Designed to Meet the Requirements of Lending Businesses of All Sizes Across Various Business Spectrums.

  • Financial Software Solutions


  • Financial Management Software


  • Financial Software Solutions


  • Financial Management Software

    Retail Lenders

Enterprise Lending Solution Solely Built for Business Transformation

Ziva Ecosystem is a powerhouse of seamlessly integrated solutions to manage the total lifecycle of the Lending Business. It presents new opportunities to the lending organization and protects it from any risks or threats, thereby delivering the best.

Financial Software Solutions

Ziva's loan origination module is a state-of-the-art workflow system built on a microservices architecture. It is fully automated, parameterized, powered by a business rule engine, to facilitate the end-to-end loan origination.

As a loan based segmented system, this module empowers banks to create products custom-tailored for their ecosystem right from amortization to delinquency tracking. Any product can be launched within hours.

This module is a comprehensive automated debt and receivables system often colluding with the collections module, thereby improving the decision-making system, effective collection strategies.

The centralized collateral management monitors real-time exposure of assets and its collateralization of credit from a single source. This helps the banks or NBFCs to make informed decisions on the collaterals.

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Ziva's Distinctiveness
Across Businesses

  • Individual Rating and Pricing Engine

  • Comprehensive Risk Referencing Solutions

  • 360° Integrated Solution

  • Transparency Across All Processes

  • Fully Automated Workflow

  • Flexibility in Regulatory Changes

We don't stop at a single segment.

Going above and beyond, developing customized solutions for all.

  • Financial Management Software

    Home Loan

  • Financial Software Solutions

    Gold Loan

  • Financial Management Software

    Commercial Loan

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    Auto Loan

  • Financial Management Software

    Consumer Loan

  • Financial Software Solutions

    Equipment Loan

What Our Customers Say

Financial Management Software

What Our Customers Say

Our Thoughts

Constantly Fueling Our Curiosity, Leading Us to Break New Grounds and Innovate Ceaselessly